Author Archives: Rich

Having your wages garnished by a creditor is an absolutely terrible feeling. Fortunately, filing bankruptcy will invoke the automatic stay to stop any continuing wage garnishment. Read More »

Partnerships are great…on paper. You get to share the risk, have a partner (or 2 or 3) who can add intellectual fire to the endeavor, and you people to share the success with. However, if the business starts to struggle, … Continue reading →

Debt settlement works and can be very good for the debtor under the right circumstances. Whether the debtor is a consumer or a business, care must be taken in certain areas to try to ensure the debtor’s success. Whether you’re … Continue reading →

Getting Government Grants to pay off Debts Many people know of the existence of free government grants to pay off debts, but not many know how they can get these grants. Government grants are free aid and are, therefore, not … Continue reading →

Debt consolidation calculator is a software designed by debt management organizations to help those who are hoping to reconcile their debts. This program may make debt repayments less difficult since it offers users with info necessary budgeting and debt consolidation. … Continue reading →

Any outstanding long term debt problems have an expiration date, after which, no one can enforce a judgement against you. So for long term debt problems, what are your alternatives? Read More »

I named this article “The FICO God” because I saw someone pray to FICO; the God of credit in Walmart the other day. A woman in front of me at the check-out counter slide her credit card, closed her eyes, … Continue reading →

The number of men and women with debt problems continues to increase yearly. Even people who used to dominate the sector are struggling with debt problems as of late. The next few paragraphs provide information on how debt management companies … Continue reading →

Debts can always have very bad effect on your life especially if you want to borrow loans from the banks. This is because debts usually have very huge effects on your credit score. It would therefore be very important that … Continue reading →

The Debt Snowball Method is a strategy that will help you pay off your debt in the most efficient way possible. It also has a psychological component that gives you positive reinforcement as you pay things off so that you … Continue reading →